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Enter the members’ areaMontenegro · Tivat · Luštica Bay
The Peaks is the golf neighbourhood of Luštica Bay in Montenegro: hillside homes above a Gary Player course, with Botanika its first collection of villas, townhouses and apartments. Freehold, a guide from around GBP 675,000.
Montenegro · Tivat · Luštica Bay
Marina Village is the waterfront heart of Luštica Bay in Montenegro: a 115-berth marina, four beaches and The Chedi hotel. The final Jasmin and Visterija homes are completing, a guide from around GBP 434,000, in euros.
Montenegro · Tivat · Luštica Bay
Horizon is the elevated, most-secluded hillside neighbourhood at Luštica Bay in Montenegro: south-facing studio to three-bed homes with sea views and optional infinity pools, from around GBP 363,000 as a euro-based guide.
Montenegro · Tivat · Luštica Bay
Centrale is the town centre of Luštica Bay in Montenegro, the resort's lowest entry: studios to three-bed apartments and penthouses around the Piazza, from around GBP 333,000 as a guide. Freehold for foreign buyers.
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Montenegro · Tivat · Luštica Bay
Luštica Bay is the 690-hectare Orascom town on Montenegro's Luštica Peninsula, with an operating marina, The Chedi hotel and a Gary Player golf course. Four neighbourhoods, freehold homes, a guide from around GBP 333,000.
Developments
A small, growing selection of waterfront and marina homes on Montenegro's Adriatic coast, anchored by Azure Bay on Boka Bay, the Bay of Kotor, in Tivat.
Montenegro reads differently once you understand its coast. Boka Bay, the Bay of Kotor, is a deep Adriatic inlet ringed by mountains, and the developable waterfront on it is genuinely limited. That scarcity, rather than any marketing claim, is what gives a berth and a sea-facing terrace here their meaning. Around Tivat and the wider bay, a marina and yachting economy has matured over the past decade, so a home on the water now sits within a working harbour culture, not an isolated holiday plot.
The ownership picture is straightforward for most buyers. Foreign nationals may own apartments and buildings outright; the main restriction is agricultural land, which is usually held through a local company. Property ownership supports a renewable temporary-residence permit, which is one reason a coastal home here often becomes a base rather than a once-a-year visit. Montenegro is also an EU accession candidate, so today's purchase is made with one eye on how the country is changing.
Our Montenegro selection is small and growing, not a long list. On the waterfront it currently centres on Azure Bay in Tivat: marina-front residences on Boka Bay, delivered turnkey, each with a private berth and concierge service, with guide prices from about €1.2M. It is now selling. The combination of a berth at the door and a finished home that is ready to use tends to suit two kinds of buyer: someone who wants a second home that works from the first day, and someone for whom a Montenegrin base and the residency it can support matter as much as the view.
Our part is the read, not the sell. We confirm what is genuinely available before we put it in front of you, set Azure Bay against the rest of the Adriatic coast honestly, and talk through how ownership, the residence permit and the practical side of keeping a boat in the bay actually work. If a waterfront home in Montenegro is something you are thinking through, talk to our Montenegro advisory team and we will begin the conversation with the questions, not the listing.
Reviewed by Omnia's Montenegro advisory team · Updated
Yes. Foreign nationals may own apartments and buildings outright in Montenegro. The main restriction is agricultural land, which is usually held through a local company. A marina-front residence such as Azure Bay in Tivat falls within what foreign buyers can own directly.
Property ownership in Montenegro supports a renewable temporary-residence permit. We can talk through how that works in practice alongside a specific home, but the residency decision is one to take with proper local advice rather than as an assumption.
Our Montenegro selection is small and still growing. On the waterfront it currently centres on Azure Bay in Tivat: marina-front residences on Boka Bay, delivered turnkey, with private berths and concierge service, guide from about €1.2M. It is now selling.
Azure Bay is in Tivat, on Boka Bay, the Bay of Kotor, on Montenegro's Adriatic coast. The residences are marina-front and each comes with a private berth, alongside concierge service, and are delivered turnkey.
Boka Bay is a deep, mountain-ringed Adriatic inlet, and the genuinely developable waterfront on it is limited. The surrounding marina and yachting economy has matured over the past decade, so a berth and a sea-facing home here sit within an established harbour setting.
We confirm what is actually available before showing it, set Azure Bay against the rest of the coast honestly, and talk through ownership, the residence permit and the practicalities of keeping a boat in the bay. Begin the conversation with our Montenegro advisory team.
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Related reading
Investor guides
Most residential property is open to foreign buyers outright, with light limits on agricultural and border land.
Investor guides
Reservation, notarised contract and Land Registry entry at Tivat and Boka Bay: what to expect.
Investor guides
How ownership supports a renewable temporary residence permit, and the path toward permanence.
Reports
Montenegro recorded the highest growth in resident millionaires of any country over 2014-2024, ahead of Monaco, Singapore and Switzerland. The 2026 macro case for property and wealth migration on the Adriatic.
Reports
A 2026 read on Montenegro property: five projects from Luštica Bay to Podgorica, with current Monstat prices, city-by-city yields and the EU accession case behind the market.
Reports
What you pay to buy property in Montenegro in 2026: budget roughly 5-8% on top of the price for resale (4-5% on a lean agent-free deal) for transfer tax, legal, notary and registration fees, plus annual property and gains taxes.
