Transfer tax calculator
Saudi property transfer tax calculator.
Saudi Arabia’s property transfer tax is the Real Estate Transaction Tax (RETT): 5% of the value of each sale. Enter a price and the statement works out what the purchase costs, line by line, each with its source.
Rates checked 29 October 2026. Each line of the statement names its source.
Cost statement
Enter a price and the amounts fill in. The rates and their sources are printed below.
| Item | Amount |
|---|---|
| Real Estate Transaction Tax5% of the priceReal Estate Transaction Tax Law, Royal Decree M/84 (Umm Al-Qura gazette)EYPwCOmnia reportOmnia guide | |
| Buyer-side total |
Illustrative only, not a quotation.
On a later sale
| Item | Amount |
|---|---|
| REGA fee on a non-Saudi’s sale2% of the priceRegulations, Article 9Regulations, Article 10(1)Omnia Markets |
REGA’s fee: 2% of the value when a non-Saudi later sells or otherwise disposes of the property in the city of Riyadh, Jeddah Governorate, Makkah or Madinah.
Worked on a sale at the same price, and kept out of the total above.
Indicative; not tax advice, and check whether an exemption applies to your transaction.
The tax, explained
What the real estate transaction tax is.
- The rate
- 5%On each sale, paid to ZATCAReal Estate Transaction Tax Law, Royal Decree M/84 (Umm Al-Qura gazette)EY, Real Estate Transaction Tax Law, 6 November 2024PwC, new RETT Implementing Regulations, April 2025
- What it applies to
- It applies whether the home is completed, under construction or off-plan.Real Estate Transaction Tax Law, Royal Decree M/84 (Umm Al-Qura gazette)
- What it is charged on
- the value of the sale or other disposal, and no less than market valueReal Estate Transaction Tax Law, Royal Decree M/84 (Umm Al-Qura gazette)EY, Real Estate Transaction Tax Law, 6 November 2024PwC, new RETT Implementing Regulations, April 2025
- Who pays
- The seller is liable; the buyer can be held jointly liable.Real Estate Transaction Tax Law, Royal Decree M/84 (Umm Al-Qura gazette)EY, Real Estate Transaction Tax Law, 6 November 2024PwC, new RETT Implementing Regulations, April 2025In law it falls on the seller, but its incidence is negotiated.Omnia guide: What it costs to buy property in Saudi Arabia
Sources
Cite it, and check it.
Cite this page
Saudi Arabia Real Estate Transaction Tax: 5% of the value of each sale. Omnia Capital Group, Transfer tax calculator, www.omniacapitalgroup.com/en/markets/saudi-arabia/buying-costs
How it is worked. Each rate is applied in whole riyals and rounded to the nearest riyal. VAT is charged on the agency fee, not on the price. The total is the sum of the lines shown; REGA’s fee on a later sale stays out of it.
Sources (7)
- Real Estate Transaction Tax Law, Royal Decree M/84 (Umm Al-Qura gazette)
- EY, Real Estate Transaction Tax Law, 6 November 2024
- PwC, new RETT Implementing Regulations, April 2025
- Omnia report: Saudi Arabia property taxes for foreign investorsupdated 29 October 2026
- Omnia guide: What it costs to buy property in Saudi Arabiaupdated 29 October 2026
- Regulations, Article 9
- Omnia Markets: Saudi real estate disposal fee set at 2% in four citiesupdated 30 October 2026
The rules the statement applies
Real Estate Transaction Tax5%
The price · When the buyer bears the tax
Real Estate Transaction Tax Law, Royal Decree M/84 (Umm Al-Qura gazette)EY, Real Estate Transaction Tax Law, 6 November 2024PwC, new RETT Implementing Regulations, April 2025Omnia report: Saudi Arabia property taxes for foreign investorsOmnia guide: What it costs to buy property in Saudi ArabiaAgency fee2.5%
The price · When the buyer uses an agent
Omnia report: Saudi Arabia property taxes for foreign investorsOmnia guide: What it costs to buy property in Saudi ArabiaVAT on the agency fee15%
The agency fee · When the buyer uses an agent
Omnia report: Saudi Arabia property taxes for foreign investorsOmnia guide: What it costs to buy property in Saudi ArabiaREGA fee on a non-Saudi’s sale2%
The value of the sale · When a non-Saudi sells in Riyadh, Jeddah, Makkah or Madinah; 0% elsewhere
Regulations, Article 9Regulations, Article 10(1)Omnia Markets: Saudi real estate disposal fee set at 2% in four cities
Questions
The transfer tax, answered.
What is the property transfer tax in Saudi Arabia?
Real Estate Transaction Tax: 5% of the value of each sale, separate from REGA’s fee. The seller is liable for it; the buyer can be held jointly liable.
What is the real estate transaction tax charged on?
The Real Estate Transaction Tax is charged on the value of the sale or other disposal, and no less than market value.
Who pays the real estate transaction tax, the buyer or the seller?
The seller is liable; the buyer can be held jointly liable. In law it falls on the seller, but its incidence is negotiated.
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